- What can I do if my landlord won’t return my deposit?
- How should I document decline in a rental property to protect my security deposit?
- Can I change my child’s last name from the father’s surname to my surname?
- Do I need the consent of the father of my abandoned child for him/her to be adoped by another man?
- When my former employee is called during the process of a new job, what are they allowed to say/not say?
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- General Legal Information
- Medical Malpractice
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In a debt management program, you are paying the company a monthly debt management payment for a period of usually 3 to 6 years that they will apply to a monthly payment to each credit card in the program until the debt has been paid. Continue reading
Generally, debt settlement is a process in which a company, individual attorney or law firm negotiates settlements of your debts after you pay a fee and pay into an escrow account for many months or years. Continue reading
The Fair Debt Collection and Practices Act (FDCPA) prohibits debt collectors from using abusive, deceptive, and unfair debt collection practices. Continue reading
Many debt collector callers can be very abusive. Most of them get paid on commission. It is important to know that they are not allowed to threaten you. Continue reading
There are three main ways to stop the garnishment: negotiate a settlement; negotiate a payment plan; or file bankruptcy. Continue reading
Many people think that once they file bankruptcy, all of their debts are erased. This is not true. There are some debts that cannot be eliminated in bankruptcy. Continue reading