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What options are there in the pre-filing stages of foreclosure?
There are a variety of options during what is called the “pre-filing” stage of foreclosure: repayment plan, reinstatement plan, and loan modification. Continue reading →
Posted in Bankruptcy/Foreclosure/Other Financial Problems
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Tagged avoiding foreclosure, behind on house payments, calls from mortgage company, cba, Cincinnati Bar Association lawyer referral, Cincinnati lawyer referral, collection, HAMP, Home Affordable Mortgage Program, loan modification, lrs, modified mortgage payments, mortgage payment, reinstatement plan, repayment plan
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What should I do if I am behind on my mortgage payment?
When you are behind a few months on your mortgage payment, the worst thing you can do is not communicate with the lender Continue reading →
Posted in Bankruptcy/Foreclosure/Other Financial Problems
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Tagged avoiding foreclosure, behind on house payments, calls from mortgage company, cba, Cincinnati Bar Association lawyer referral, Cincinnati lawyer referral, collection, HAMP, Home Affordable Mortgage Program, loan modification, lrs, modified mortgage payments, mortgage payment, reinstatement plan, repayment plan
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I’ve heard about HAMP. Can it help me keep my home?
The Home Affordable Modification Program (HAMP) is a federal program that offers loan modifications that can lower your interest rate, lower your payments, and help you keep your home and avoid foreclosure. Continue reading →